Ray Boshara is senior adviser and director of the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis. The center conducts research on family balance sheets and how they matter for strengthening families and the economy. Before joining the Fed in April 2011, Boshara was vice president of the New America Foundation, a D.C.-based think tank, where he launched and directed programs promoting asset development, college savings, financial inclusion and a new social contract. He has also worked for CFED, the United Nations in Rome and the U.S. Congress. Over the last 20 years, he has advised presidential candidates; the George W. Bush, Bill Clinton and Barack Obama administrations; and leading policymakers worldwide. He has testified before the U.S. Congress several times, most recently before the Senate Banking Committee in October 2011. Boshara has written for The Washington Post, The New York Times, The Atlantic Monthly, the St. Louis Post-Dispatch, Democracy and many other national publications. His media appearances include National Public Radio, Marketplace, CNBC, C-SPAN and Bloomberg News. His book,The Next Progressive Era, co-authored with Phillip Longman, was published in 2009. Boshara is a graduate of Ohio State University, Yale Divinity School and the John F. Kennedy School of Government at Harvard.